Buyer Guides

Everything you need to know
before buying in Spain

From NIE numbers to notary fees — practical, no-nonsense guides covering every stage of buying property in Spain. No waffle, no upsell. Written for UK buyers.

NIE Number Spain: How to Get One Fast as a UK Buyer
Legal & TaxBuying Process

NIE Number Spain: How to Get One Fast as a UK Buyer

You cannot buy property in Spain without an NIE. How to get one from the UK or in Spain, documents needed, fees, timelines, and the most common mistakes.

8 min read·27 June 2026
Buying Property in Costa Blanca: UK Buyer's Guide 2026
Area Guides

Buying Property in Costa Blanca: UK Buyer's Guide 2026

Costa Blanca offers 300+ days of sunshine, flights from 30+ UK airports and property from €80k. Best towns, honest prices, and what to know before you buy.

10 min read·27 June 2026
Costa del Sol Property for UK Buyers: Complete 2026 Guide
Area Guides

Costa del Sol Property for UK Buyers: Complete 2026 Guide

Marbella to Nerja — real variety in price and lifestyle. What your budget gets you, Andalusia's 7% ITP advantage, and how it compares to the Costa Blanca.

11 min read·27 June 2026
Spanish Mortgages for Non-Residents: 2026 UK Guide
Mortgages

Spanish Mortgages for Non-Residents: 2026 UK Guide

Non-residents can borrow up to 70% LTV in Spain — but rules differ from UK mortgages. Rates, documents, approved lenders, and how to get approved.

11 min read·27 June 2026
Ongoing Costs of Owning Property in Spain (2026 Guide)
Legal & Tax

Ongoing Costs of Owning Property in Spain (2026 Guide)

IBI, IRNR, community fees, insurance, utilities — the real annual cost as a non-resident owner in Spain. Worked examples at €150k and €350k purchase price.

11 min read·27 June 2026
Spain Property Due Diligence: 12 Checks Before You Sign
Legal & TaxBuying Process

Spain Property Due Diligence: 12 Checks Before You Sign

Embargos, illegal extensions, planning breaches, title deed gaps — 12 legal checks your Spanish lawyer must complete before you commit to any purchase.

11 min read·27 June 2026
Arras Contract Spain: What to Know Before You Sign
Legal & TaxBuying Process

Arras Contract Spain: What to Know Before You Sign

The arras contract is the riskiest moment in a Spanish purchase. Sign it wrong and you lose your deposit. What it means, what to check, what to negotiate.

12 min read·27 June 2026
Renting Out Property in Spain: Guide for Foreign Owners
RentingInvestment

Renting Out Property in Spain: Guide for Foreign Owners

Tourist licences, IRNR tax, Airbnb rules, management costs — what foreign owners must do legally before renting out in Spain. Region-by-region breakdown.

12 min read·27 June 2026
Spain Golden Visa 2026: Is the Property Route Closed?
VisasInvestment

Spain Golden Visa 2026: Is the Property Route Closed?

Spain scrapped the Golden Visa for property — but it's more nuanced than headlines suggest. Who still qualifies, alternatives, and what to do now.

9 min read·27 June 2026
Buying Property in Murcia & Costa Cálida: 2026 Guide
Area Guides

Buying Property in Murcia & Costa Cálida: 2026 Guide

Murcia and Costa Cálida remain underpriced vs Alicante and Málaga. Key towns, honest prices, and why this region deserves serious attention from UK buyers.

11 min read·27 June 2026
Buying Property in Almería: Spain's Cheapest Coast 2026
Area Guides

Buying Property in Almería: Spain's Cheapest Coast 2026

Almería has Spain's lowest coastal prices and 3,000+ sunshine hours. Mojácar, Vera Playa, Garrucha, and Andalusia's favourable 7% ITP tax rate explained.

10 min read·27 June 2026
Buying Off-Plan in Spain: Risks and Protections (2026)
Buying ProcessInvestment

Buying Off-Plan in Spain: Risks and Protections (2026)

Off-plan in Spain: real value or a lost deposit. Covers deposit protection law, developer insolvency, build delays, snagging rights, and red flags to spot.

10 min read·27 June 2026
La Manga del Mar Menor Property Guide: What UK Buyers Need to Know
Area GuidesMurcia

La Manga del Mar Menor Property Guide: What UK Buyers Need to Know

La Manga is unlike anywhere else in Spain — a 21km sandbar with apartments stacked on both sides of the water. Here's the honest case for and against buying here.

10 min read·30 June 2026
Mazarrón & Puerto de Mazarrón Property Guide for UK Buyers
Area GuidesMurcia

Mazarrón & Puerto de Mazarrón Property Guide for UK Buyers

Two towns, one name, completely different vibes. Mazarrón is the inland Spanish town; Puerto de Mazarrón is the coastal resort. Here's what both offer and what buyers consistently get wrong.

9 min read·30 June 2026
Los Alcázares & the Mar Menor Villages: Property Guide for UK Buyers
Area GuidesMurcia

Los Alcázares & the Mar Menor Villages: Property Guide for UK Buyers

Los Alcázares, San Pedro del Pinatar and Lo Pagán: loyal buyer base, lagoon access, and prices that still make sense. Here's what you need to know about the Mar Menor.

10 min read·30 June 2026
Cartagena & Murcia City Property: The Underrated Urban Case
Area GuidesMurcia

Cartagena & Murcia City Property: The Underrated Urban Case

Most UK buyers head straight for the coast. A growing minority find Cartagena and Murcia city offer apartments at prices that haven't caught up with tourism growth.

10 min read·30 June 2026
Torre Pacheco & Roda Golf Property Guide: Inland Murcia Done Right
Area GuidesMurcia

Torre Pacheco & Roda Golf Property Guide: Inland Murcia Done Right

Torre Pacheco is the most underrated town in the Murcia property belt. Roda Golf and Beach Resort adds a compelling resort option. Here's what you actually get — and what you give up.

9 min read·30 June 2026
Águilas Property Guide: The Most Underrated Town on the Murcia Coast
Area GuidesMurcia

Águilas Property Guide: The Most Underrated Town on the Murcia Coast

Águilas is the furthest south you can go on the Murcia coast — real Spanish town, unspoiled beaches, prices from €60k. The infrastructure is thin. The opportunity is real, if you know what you're getting into.

9 min read·30 June 2026
New Build vs Resale Property in Murcia: A Straight Comparison
Buying GuidesMurcia

New Build vs Resale Property in Murcia: A Straight Comparison

In Murcia, new build vs resale isn't just about taste — there's a real price gap, a legal difference, and developer-specific risks. Here's what actually matters.

10 min read·30 June 2026
Buy to Let in Murcia: Honest Rental Yields by Area
Buying GuidesMurciaRenting Out

Buy to Let in Murcia: Honest Rental Yields by Area

Which parts of Murcia actually deliver rental income? Honest area-by-area yields and what the management cost reality looks like for UK landlords.

10 min read·30 June 2026
Murcia Property Market 2026: Prices, Trends & Honest Outlook
Market InsightsMurcia

Murcia Property Market 2026: Prices, Trends & Honest Outlook

Where prices actually stand in Murcia in 2026, what's moved and what hasn't, and a clear-eyed view of the catalysts and risks over the next 3–5 years.

11 min read·30 June 2026
San Javier & Santiago de la Ribera Property Guide: Mar Menor Frontline
Area GuidesMurcia

San Javier & Santiago de la Ribera Property Guide: Mar Menor Frontline

San Javier property for sale sits at a sweet spot — airport town convenience, Mar Menor frontline living, and prices that still make sense. Here's what buyers need to know.

10 min read·30 June 2026
Cabo de Palos Property Guide: The Lighthouse Village Buyers Can't Ignore
Area GuidesMurcia

Cabo de Palos Property Guide: The Lighthouse Village Buyers Can't Ignore

Cabo de Palos property is rare, sought-after, and priced accordingly. Spain's best diving, a marine reserve, and genuine scarcity make this one of Murcia's most compelling micro-markets.

9 min read·30 June 2026
Retiring to Murcia: What UK Buyers Actually Need to Know
Buying GuidesMurciaLiving in Spain

Retiring to Murcia: What UK Buyers Actually Need to Know

Retire to Murcia and you get 315 sunny days, lower living costs, and an established expat community — but post-Brexit residency takes planning. Here's the honest picture.

12 min read·30 June 2026
Year-Round Living vs Holiday Home in Murcia: The Decision Most Buyers Get Wrong
Buying GuidesMurciaLiving in Spain

Year-Round Living vs Holiday Home in Murcia: The Decision Most Buyers Get Wrong

Murcia buyers often arrive wanting a holiday home and end up living here — or plan to relocate and discover the reality of January. Make the right call before you buy.

11 min read·30 June 2026
La Manga Club & Golf Resort Properties in Murcia: The Honest Buyer's Guide
Area GuidesMurcia

La Manga Club & Golf Resort Properties in Murcia: The Honest Buyer's Guide

La Manga Club property starts at €180k and runs past €600k. Roda Golf, Torre Golf, El Valle — each resort has trade-offs. Here's what resort ownership in Murcia actually means.

11 min read·30 June 2026
Top 10 Golf Courses in Murcia: The Complete Player's & Buyer's Guide
Area GuidesMurciaBuying Guides

Top 10 Golf Courses in Murcia: The Complete Player's & Buyer's Guide

From La Manga Club's European Tour South Course to Águilas' clifftop nine — the definitive ranking of Murcia's best golf, plus where to buy nearby.

13 min read·30 June 2026
Buying Property in Spain: The Complete Step-by-Step Guide (2026)
Buying Process

Buying Property in Spain: The Complete Step-by-Step Guide (2026)

The full process of buying property in Spain, step by step — budget, NIE, lawyer, offer, arras contract, due diligence, mortgage and notary. What happens, when, and what it costs.

14 min read·4 July 2026
Capital Gains Tax on Spanish Property: What Foreign Sellers Pay in 2026
Legal & Tax

Capital Gains Tax on Spanish Property: What Foreign Sellers Pay in 2026

CGT rates for residents and non-residents, the 3% withholding, how the gain is actually calculated, plusvalía municipal, and the legal ways to cut the bill — with a worked €400k example.

10 min read·4 July 2026
Spanish Inheritance Tax on Property: What Foreign Buyers Must Plan For
Legal & Tax

Spanish Inheritance Tax on Property: What Foreign Buyers Must Plan For

Spanish inheritance tax falls on your heirs, not your estate — and the bill varies wildly by region. How ISD works, why a Spanish will matters, and how to plan so your family pays close to nothing.

10 min read·4 July 2026
Power of Attorney for Spanish Property Purchases: How It Works
Legal & TaxBuying Process

Power of Attorney for Spanish Property Purchases: How It Works

A poder notarial lets your Spanish lawyer complete the purchase without you flying out for every signature. What it covers, how to grant one from the UK or in Spain, what it costs, and how to keep it safe.

8 min read·4 July 2026
Non-Resident Property Tax in Spain: What You Owe Every Year (2026)
Legal & Tax

Non-Resident Property Tax in Spain: What You Owe Every Year (2026)

Own a Spanish property but live abroad? You owe Spanish tax every year — even if the property sits empty. IRNR, Modelo 210, IBI, wealth tax and plusvalía explained, with a worked example.

11 min read·4 July 2026
Torrevieja Property Guide: Prices, Best Areas & Buying Tips (2026)
Area GuidesCosta Blanca

Torrevieja Property Guide: Prices, Best Areas & Buying Tips (2026)

Apartments from €90k, 320 days of sun, and one of the largest expat communities in Spain. What Torrevieja property really costs, the best areas to buy, and the honest downsides nobody mentions.

9 min read·4 July 2026
Orihuela Costa Property Guide: Prices, Urbanisations & Buyer Tips (2026)
Area GuidesCosta Blanca

Orihuela Costa Property Guide: Prices, Urbanisations & Buyer Tips (2026)

Cabo Roig, La Zenia, Villamartín, Campoamor and the rest: an honest breakdown of Orihuela Costa's urbanisations, what they cost, and which one actually fits how you'll live.

10 min read·4 July 2026
Guardamar del Segura Property Guide: The Underrated Costa Blanca Town (2026)
Area GuidesCosta Blanca

Guardamar del Segura Property Guide: The Underrated Costa Blanca Town (2026)

Wedged between Torrevieja and Orihuela Costa, Guardamar offers 11km of Blue Flag beach, a protected pine forest and prices its neighbours can't match. Here's the honest case for it — and the trade-offs.

8 min read·4 July 2026
Best Places to Buy Property on the Costa Blanca in 2026 (Honest Comparison)
Area GuidesCosta Blanca

Best Places to Buy Property on the Costa Blanca in 2026 (Honest Comparison)

Eight Costa Blanca areas compared honestly — prices per m², who each suits, who should avoid it, and rental prospects. No brochure talk, just the verdicts.

12 min read·4 July 2026
Cost of Living in Murcia, Spain: A Realistic 2026 Budget for Expats
Living in SpainMurcia

Cost of Living in Murcia, Spain: A Realistic 2026 Budget for Expats

What it actually costs to live in Murcia in 2026 — housing, utilities, food, healthcare and leisure, itemised into a realistic monthly budget for expats.

10 min read·4 July 2026
Alicante Property Guide: Prices, Best Areas & Buying Tips (2026)
Area GuidesCosta Blanca

Alicante Property Guide: Prices, Best Areas & Buying Tips (2026)

Alicante is the Costa Blanca's only real city — and that changes what you're buying. Here's what property actually costs, the five areas worth knowing, and the honest trade-offs most guides skip.

9 min read·5 July 2026
Málaga Property Guide: Prices, Best Areas & Buying Tips (2026)
Area GuidesCosta del Sol

Málaga Property Guide: Prices, Best Areas & Buying Tips (2026)

Málaga is no longer a secret. The Costa del Sol's capital has become one of Europe's hottest property markets — driven by remote workers, tech companies, and buyers who want city life with Spanish sun. Here's what the market actually looks like and whether it still makes sense to buy.

9 min read·5 July 2026
Estepona Property Guide: Prices, Best Areas & Buying Tips (2026)
Area GuidesCosta del Sol

Estepona Property Guide: Prices, Best Areas & Buying Tips (2026)

Estepona is the Costa del Sol town Marbella buyers discover when they check the prices — and then never look back. Real neighbourhood breakdowns, honest price data, and the downsides nobody in a sales brochure will tell you.

9 min read·5 July 2026
Benidorm Property Guide: Prices, Best Areas & Buying Tips (2026)
Area GuidesCosta Blanca

Benidorm Property Guide: Prices, Best Areas & Buying Tips (2026)

Benidorm has a reputation. The property market has a reality. Here's what a two-bedroom apartment actually costs, which areas serious buyers choose, and why Scandinavians have been quietly buying here for decades.

9 min read·5 July 2026
Marbella Property Guide: Prices, Best Areas & Buying Tips (2026)
Area GuidesCosta del Sol

Marbella Property Guide: Prices, Best Areas & Buying Tips (2026)

Marbella is genuinely expensive — not just by marketing standards, but by Spanish ones. This guide tells you what different budgets actually buy, which areas offer real value, and what the glossy brochures leave out.

9 min read·5 July 2026
Nerja Property Guide: Prices, Best Areas & Buying Tips (2026)
Area GuidesCosta del Sol

Nerja Property Guide: Prices, Best Areas & Buying Tips (2026)

Nerja is the Costa del Sol town that actually feels like Spain. Whitewashed cliffs, genuine Andalucian streets, and a rental market that earns — here's what the numbers look like and where to buy.

9 min read·5 July 2026
Moraira Property Guide: Prices, Best Areas & Buying Tips (2026)
Area GuidesCosta Blanca

Moraira Property Guide: Prices, Best Areas & Buying Tips (2026)

Moraira is the upmarket end of the Costa Blanca — low-rise, planning-protected, and priced accordingly. Here's what property actually costs, the areas worth knowing, and the honest trade-offs before you commit.

9 min read·5 July 2026
Jávea Property for Sale: Prices, Areas & Buying Guide (2026)
Area GuidesCosta Blanca

Jávea Property for Sale: Prices, Areas & Buying Guide (2026)

Jávea property for sale: 2026 prices by zone, rental yields and buying advice. Three distinct areas, strong rental demand and a proven Costa Blanca location.

9 min read·5 July 2026
Denia Property for Sale: Prices, Areas & Buying Guide (2026)
Area GuidesCosta Blanca

Denia Property for Sale: Prices, Areas & Buying Guide (2026)

Denia property for sale: 2026 prices, rental yields and buying advice. Priced 10–20% below Jávea, with Ibiza ferry demand and genuine year-round infrastructure.

9 min read·5 July 2026
Altea Property for Sale: Prices, Areas & Buying Guide (2026)
Area GuidesCosta Blanca

Altea Property for Sale: Prices, Areas & Buying Guide (2026)

Altea property for sale: 2026 prices by area and rental yields. Protected old town, scarce stock, real character, and a community between Benidorm and Moraira.

8 min read·5 July 2026
Valencia Property Guide: Prices, Best Areas & Buying Tips (2026)
Area GuidesValencia

Valencia Property Guide: Prices, Best Areas & Buying Tips (2026)

Valencia is Europe's most underrated city property market — still meaningfully cheaper than Málaga, with better food, more authentic city life, and strong long-term fundamentals. Here's where to buy, what it actually costs, and what the other guides won't tell you.

9 min read·5 July 2026
Non Lucrative Visa Spain: Requirements & How to Apply (2026)
VisasMoving to Spain

Non Lucrative Visa Spain: Requirements & How to Apply (2026)

Non lucrative visa Spain: requirements, costs, documents and timelines for British applicants in 2026. Find out if you qualify and what you need to apply.

8 min read·5 July 2026
Moving to Spain from UK: The Complete 2026 Guide
Moving to SpainBuying Guides

Moving to Spain from UK: The Complete 2026 Guide

Moving to Spain from UK means visas, TIE cards, and tax residency decisions. Here's exactly what to do — in order — before and after you land in 2026.

10 min read·5 July 2026
Digital Nomad Visa Spain: Requirements & How to Apply (2026)
VisasMoving to Spain

Digital Nomad Visa Spain: Requirements & How to Apply (2026)

Digital nomad visa Spain: income thresholds, documents, Beckham Law tax benefits and step-by-step application guide for 2026. Find out if you qualify.

8 min read·5 July 2026
Private Health Insurance Spain: Expat Guide 2026
Moving to SpainBuying Guides

Private Health Insurance Spain: Expat Guide 2026

Private health insurance Spain: who needs it, visa policy requirements, and how Sanitas, Adeslas and Asisa compare on cost and cover in 2026.

7 min read·5 July 2026
Wealth Tax Spain: Rates, Thresholds & How to Minimise (2026)
Legal & TaxBuying Guides

Wealth Tax Spain: Rates, Thresholds & How to Minimise (2026)

Wealth tax Spain explained for expats and property owners: who pays, current thresholds, regional differences, and legal planning strategies for 2026.

6 min read·5 July 2026
Cost of Living in Spain vs UK: Honest 2026 Comparison
Moving to SpainBuying Guides

Cost of Living in Spain vs UK: Honest 2026 Comparison

Cost of living in Spain vs UK: housing, food, healthcare and utilities compared honestly. The real numbers for expats and retirees in 2026.

7 min read·5 July 2026
How to Open a Spanish Bank Account as a Non-Resident
Buying ProcessLegal & Tax

How to Open a Spanish Bank Account as a Non-Resident

You'll need a Spanish account for IBI, utilities and completion day. Here's how to open one as a UK non-resident — documents, best banks and fees.

9 min read·6 July 2026
Calpe Property Guide: Prices, Areas & Buying Tips (2026)
Area GuidesCosta Blanca

Calpe Property Guide: Prices, Areas & Buying Tips (2026)

Calpe offers real beachfront under the Peñón de Ifach at prices Moraira and Javea left behind. 2026 prices by area, rental numbers, and the trade-offs.

10 min read·6 July 2026
How to Get Residency in Spain as a UK Citizen (2026)
Moving to SpainVisasLegal & Tax

How to Get Residency in Spain as a UK Citizen (2026)

Post-Brexit, UK citizens need a visa to live in Spain. Here's how residency actually works — the routes, the TIE, the padrón, and the timeline.

11 min read·6 July 2026
Holiday Rental Licence in Spain: The Complete UK Guide
Renting OutLegal & TaxInvestment

Holiday Rental Licence in Spain: The Complete UK Guide

How to get a holiday rental licence in Spain — regional rules, costs, timelines and the step-by-step process for UK owners who want to let legally.

11 min read·6 July 2026
Fuengirola Property Guide: Prices & Best Areas (2026)
Area Guides

Fuengirola Property Guide: Prices & Best Areas (2026)

Fuengirola delivers Costa del Sol living at €2,000–€3,800/m² — roughly half Marbella prices. Area-by-area costs, rental yields and honest downsides.

9 min read·6 July 2026
Torremolinos Property Guide: Prices, Areas & Advice (2026)
Area Guides

Torremolinos Property Guide: Prices, Areas & Advice (2026)

The cheapest town on the Costa del Sol, 15 minutes from Málaga airport by metro. Honest prices, the best areas, and what the brochures skip.

10 min read·6 July 2026
Mijas Property Guide: Pueblo vs Costa, Prices & Tips (2026)
Area Guides

Mijas Property Guide: Pueblo vs Costa, Prices & Tips (2026)

One town, two markets: hilltop Mijas Pueblo and the coastal strip of Mijas Costa. Real 2026 prices, area breakdowns, and honest buying advice.

10 min read·6 July 2026
Healthcare in Spain for UK Expats: The Complete Guide
Moving to SpainBuying Guides

Healthcare in Spain for UK Expats: The Complete Guide

How UK expats access healthcare in Spain: GHIC cover, registering for the public system, S1 forms, private insurance costs and providers.

10 min read·6 July 2026
Sotogrande Property Guide: Prices, Areas & Buying (2026)
Area Guides

Sotogrande Property Guide: Prices, Areas & Buying (2026)

Sotogrande property guide for 2026: La Reserva at €4,000–€8,000/m², golf villas from €1.5m, Valderrama, polo, and why HNW buyers choose it over Marbella.

10 min read·6 July 2026
Currency Exchange When Buying Property in Spain (2026)
Buying ProcessLegal & Tax

Currency Exchange When Buying Property in Spain (2026)

How UK buyers transfer money to Spain without losing thousands: FX brokers vs banks, forward contracts, timing, compliance and red flags.

9 min read·6 July 2026
Spanish Tax Residency for UK Nationals: The 183-Day Rule
Legal & TaxMoving to Spain

Spanish Tax Residency for UK Nationals: The 183-Day Rule

Spanish tax residency explained for UK nationals: the 183-day rule, worldwide income, IRPF rates, Modelo 720 and how to plan your move properly.

10 min read·6 July 2026
International Schools in Spain: A Guide for UK Families
Moving to SpainBuying Guides

International Schools in Spain: A Guide for UK Families

International schools in Spain for UK families: fees, curricula, waiting lists and the best schools on the Costa del Sol, Costa Blanca and Murcia.

10 min read·6 July 2026
Ronda Property Guide: Prices, Areas & Buying Advice (2026)
Area Guides

Ronda Property Guide: Prices, Areas & Buying Advice (2026)

Ronda property guide for 2026: Old Town houses from €150k, El Mercadillo apartments from €80k, rural fincas, rental yields and why prices are rising.

10 min read·6 July 2026
Property Surveys in Spain: A Guide for UK Buyers (2026)
Buying ProcessBuying Guides

Property Surveys in Spain: A Guide for UK Buyers (2026)

Surveys are not standard practice in Spain — but UK buyers should always get one. Survey types, costs, red flags, and how to use the findings.

9 min read·6 July 2026
Spanish Wills for UK Property Owners: 2026 Guide
Legal & TaxBuying Process

Spanish Wills for UK Property Owners: 2026 Guide

Why UK owners of Spanish property need a Spanish will: Brussels IV law elections, forced heirship, usufruct, regional inheritance tax and costs.

10 min read·6 July 2026
Joint Ownership of Property in Spain: A Guide for UK Buyers
Buying ProcessLegal & Tax

Joint Ownership of Property in Spain: A Guide for UK Buyers

How joint ownership works in Spain: proindiviso shares, matrimonial regimes, unmarried partners, inheritance and how UK buyers avoid costly disputes.

9 min read·6 July 2026